Ending Debt Concerns for Clients Throughout the Harrisonburg Area
Living under the burden of overwhelming debt can be an emotionally draining and frustrating experience, one that can negatively impact your relationships, your career and your future. Fortunately, with the assistance of an experienced lawyer, you may be able to find relief from your debt in as little as 90 days.
At the law office of Miner, Martin & Hahn, PLC, our attorneys leverage more than 60 years of combined experience to offer comprehensive Chapter 7 and Chapter 13 bankruptcy guidance to clients throughout Harrisonburg, Virginia and the Shenandoah Valley area. With your financial well-being always in mind, we work diligently to provide the advice you need to make debt relief decisions that best suit your needs.
To schedule a free consultation to discuss your bankruptcy and financial concerns, contact our office online or call 540-433-1103.
Debt Relief Through Chapter 7 and Chapter 13 Bankruptcy
With an understanding and knowledgeable approach, our staff is able to offer comprehensive guidance throughout bankruptcy proceedings, including:
- Chapter 7: Also known as liquidation bankruptcy, Chapter 7 discharges unsecured debt relating to credit cards, medical bills and personal loans. People that typically qualify are those below a certain income level determined by a pre-calculated means test.
- Chapter 13: Intended for individuals with higher income or asset values, Chapter 13 allows for the creation of a 3-5 year repayment plan that offers the chance to catch up on past due payments. Upon successful completion of all payments, unsecured debt is discharged, leaving your financial slate clean.
While each strategy provides its own unique advantages, filing for either Chapter 7 or Chapter 13 will put an automatic stay into effect, ending foreclosure proceedings, garnishments and stop the harassment from creditors and bill collectors.
Contact Our Office for the Dedicated Support You Deserve
At Miner, Martin & Hahn, PLC, we work diligently to understand your unique financial situation and your debt relief goals before offering the advice you need to end your financial worries. With your best interests always in mind, we strive to offer the effective and efficient assistance you need to move forward with a fresh financial future.
Contact our office online or by calling 540-433-1103 to schedule your free consultation today.
Se habla español ◊ Free initial bankruptcy consultations
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.