In Virginia and across the nation, we are accustomed to hearing about a slow-to-react elderly driver wreaking havoc on the roads, but there is an even more prominent threat to the public than senior drivers. For every senior driver, there are two drivers under the age of 25 in the US, but the later are eight times more likely to be involved in a car accident.
Car insurance companies have responded to this phenomena by keeping their premiums consistent with the ratio of claims submitted, and claims involving young drivers are far more frequent than claims involving the elderly. This has been attributed to the fact the the younger drivers on the road lack experience in maneuvering a motor vehicle in potentially dangerous situations. Furthermore, young drivers have claimed inflated confidence where they lack experience. This causes them to be more likely to speed, drink or text while driving.